Ma Yun Has Created Another Business Miracle. The Development Of Alipay Has Made Banks Worse.

Since Ma Yun founded Taobao,

In China Electronic Commerce The field is the leading brother. Internet finance has become the mainstream of consumption. People are used to shopping with Alipay.

Traditional retail department stores are hard to rush and crowded. This may be a change, perhaps a continuous reform.

Ma Yun once said: "if banks do not change, we will change banks. But this sentence also brought Ma Yun a lot of trouble.

1. starting in July 1st, the authorities concerned had limited the maximum amount of spanfer per person per year to Alipay, not exceeding 200 thousand.

Alipay users are greatly hit, because people who do business through Alipay may exceed this figure in a day.

2. according to Xiaobian, Alibaba Alipay is now in a state of undocumented business, and its third party payment license has expired but has not been renewed.

According to the plan, in May 2nd this year, the central bank should renew the payment license of Alipay. But today, Ma Yun's Alipay has not yet received notice of renewal.

When we talked about it, Ma had quietly launched a counterattack. Recently, many people found that credit cards in Alipay could no longer be paid in installments.

Ant gold clothing said: has already closed the credit card staging function on Alipay, can only choose ant flower / borrow stage.

Such a silent counterattack is really unpleasant, though the ants are very convenient.

Yes, you may not know that Ma Yun's other trump card "ant gold suit" is rising with an overwhelming trend. The second Alibaba are quietly born.

According to the CBRC website, the CBRC approved the Limited by Share Ltd that the postal savings bank of China changed to the overseas stock raising and listing.

With the approval of China postal savings bank's first public offering of H shares and listing of ants in Hongkong as the name of shareholders, it seems that Ma Yun has already extended to the traditional banks. I believe Ma Yun's vision and strategy will definitely make the ant suits more and more strong, or even surpass that of the original Alibaba bank, and Alipay will break the way of credit card payment online.

Such a counter attack is not too small. In fact, the future trend is definitely toward. Internet Era Alipay, which has a large user base, may already have the strength to challenge banks.