Banking Executives Call For Vigilance Against Alipay'S Monopoly

Li Renjie, President of Industrial Bank, warned that the "a href=" //www.sjfzxm.com/news/index_c.asp "Alipay" /a, which has the interface with the major banks, has played the role of the central bank to some extent, and the financial industry needs to be vigilant against the resulting monopoly.

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< p > in the recently held "a href=" //www.sjfzxm.com/news/index_c.asp "financial" /a "forty annual meeting and the" reform implementation and challenges "symposium, Li Renjie made the above views on Internet finance.

For the risk of monopoly that Alipay may generate, he believes that rules and regulations must be regulated, and Internet finance can not be an exception.

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< p > the recent acquisition of Hang Seng electronics by Alibaba has raised questions from the traditional financial industry.

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< p > > a href= "//www.sjfzxm.com/news/index_c.asp" > Li Renjie < /a > indicates that Hang Seng electronics is the main software service provider in the financial industry. It occupies a monopoly position. If it shares data with ALI, and Ali itself is also involved in financial services, it will destroy the market rules, and the problem of antitrust will also be born.

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Li Renjie also has positive opinions on Internet finance. < p >

As a special phenomenon in China's special era, Internet Finance insists on customer experience supremacy and business mode innovation mechanism. Li Renjie thinks these are worth learning from traditional financial industry.

But in addition, he believes that Internet finance has not changed the nature of finance.

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< p > Internet banking is "brutal growth", while regulators are also considering the intensity of supervision.

At the end of March, the central bank issued a draft of the "payment mechanism network payment business management method" and the "mobile payment business development guidance" draft, announced the suspension of the network virtual credit card and two-dimensional code payment, in which the personal use of the third party payment account pfer and consumption limit.

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< p > April 2nd, Hang Seng Electronics announced that the chairman of the Alibaba board Ma Yun personal control of Zhejiang fusion letter to buy about 3 billion 299 million Yuan Hang Seng group, becoming the largest shareholder of Hang Seng electronics.

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